Environmental

  • Municipal liability has become big business

    A 31-year-old woman was recently awarded $12 million for injuries she suffered when a city-maintained tree limb fell on her – just one example of how liability coverage has become a multi-million-dollar headache for municipalities.

  • Examining hailstorm risk at the neighbourhood level

    What if you could know the exact risk for storm damage on a neighbourhood level? One research company is taking a new look at tornadoes and hailstorms – and the results should prove invaluable to Canadian commercial and personal insurers.

  • The most granular data on your clients ever

    Far Out Friday: Researchers sift through data collected on car drivers, and don’t let underwriters know what they found….

  • Regulator ends aspiring broker's plan

    Should a government inspector be able to sell agricultural insurance? The Insurance Council of Alberta weighs in...

  • Brokers tread fine line on loss control

    Insurers are asking brokers to provide more education about loss control to their clients. But at what point does ‘education’ turn into loss control advice for which brokers are on the hook…?

  • Streamlining your commercial transactions

    Insurers and brokers have put the finishing touches on forms that may one day lead to electronic commercial policy transactions between brokers and insurers…

  • The perils of your client’s pranks

    April Fool’s Day jokes are all fun and games until someone gets hurt. Then they’re hilarious – and expensive.

  • 2013 insurance marketplace trends

    Canada’s commercial insurance industry may be starting the slow transition towards firming, meaning higher pricing and the same or decreased coverage for your clients. Which insurance products will be more expensive, and which will offer increased coverage…?

  • The role of brokers in protecting the environment

    OPINION: Insurance broker Anthony Saunders says it’s time to realize the very important role they play in creating a sustainable environment. Here’s how brokers could and should be getting involved…

  • Brokers too timid about analyzing legal contracts

    A consultant says too many brokers are not analyzing their client’s business contracts for insurance-related issues, with some too readily deferring to lawyers. Are you giving up a vital service to your clients?